The RBI, in line with expectations, went for a rate hike and changed the repo rate to 6.5% today. Consequently, the reverse repo rate adjusted to 6.25% and the Marginal Standing Facility (MCF) rate and the Bank Rate to 6.75%. At the Repo Rate, the Reserve Bank of India lends money to commercial banks when there

Published - August 3, 2018

Who does not want financial freedom!!! What is financial freedom? Financial freedom is a state. Here you need not have to depend on others for any of your needs that involves money. Literally, it has the same meaning as that of financial independence. Technically speaking, if you are financially independent, you must have sufficient income

Published - August 2, 2018

Paying taxes is a civic duty. If you earn you should pay taxes. Filing an income tax return is an annual process. It is also a moral and social responsibility. As a responsible citizen of India, we must make voluntarily annual income tax payment. Why income tax return filing? The money which we pay as taxes

Published - August 2, 2018

MOST POPULAR STORIES

By the introduction of Udgog Aadhar, it is easier to get the MSME registration. Previously if you are planning to start any business and want to get MSME registration or SSI registration. You have to do lots of paperwork. To get this registration you have to fill two form i.e. Entrepreneur Memorandum-I (EM-I) and Entrepreneur

Published - October 8, 2015

Check EPF A/c Balance 3 ways – SMS, Website & Toll free Number –  Ministry of Labour and Employment has presented an easy way to check your EPF balance for the existing EPFO members using the EPFO`s Short Code SMS services. As all of us know that in the year 2014 EPFO has launched the UAN

Published - May 1, 2015

Off late, the Govt of India has tried to provide Security to the unorganized sector of society through various schemes. NPS stands for New Pension System. This scheme is very useful for those who are not getting pension from their employers. Any Indian or NRI whose age is in between 18 to 55  years can

Published - May 12, 2015

Buying insurance is one of the most important investment decisions we make. In the present scenario, it is not difficult to understand the insurance concepts such as premium calculation and getting an economic cover to take care of yourself & your family and support them. That is why when we go out to buy insurance products,

Published - March 28, 2018

EDITOR'S PICKS

More often than not, the question of owning vs. hiring a car crosses an average person’s mind. Well, why not!  Because most of us working today either drive our own car or hire mobile car rentals from Uber/Ola. And some of us might even be doing both on different days! Thus, the question of a

Published - August 12, 2018
car rental or car loan - which one should you prefer

Health insurance is something that most of the people ignore today. People today just ignore having health insurance for several reasons. For example in India, health insurance is costly and it is not affordable for lower-middle-class people. But increasing healthcare costs make a big hole in your pocket. Paying for small health insurance premium can be the

Published - April 7, 2018
Things-to-know-before-taking-health-insurance

Mutual funds are an easy route to invest and the inflow into the industry has been rising continuously. However, one important thing you need to understand. That simply investing money without knowing the implications can actually have an adverse effect on your overall investing. Therefore, whenever you invest in mutual funds, you should always try

Published - August 3, 2018
"SOCHO ZARA" before investing your hard earned money in mutual funds

The RBI, in line with expectations, went for a rate hike and changed the repo rate to 6.5% today. Consequently, the reverse repo rate adjusted to 6.25% and the Marginal Standing Facility (MCF) rate and the Bank Rate to 6.75%. At the Repo Rate, the Reserve Bank of India lends money to commercial banks when there

Published - August 3, 2018
RBI repo rate hike - is it time to re-balance your debt investments

With a large section of Indian population especially low-income groups still remains unbanked even after 70 years of independence, the need for payment bank is always there. However, in the recent years, the government and RBI has been pushing the concept and idea of financial inclusion. What this financial inclusion means is the delivery of financial services

Published - May 4, 2018
India-post-payments-bank-How-IPPB-will-be-india-largest-banking-network

Investing in mutual funds is among a various plethora of options available to any investor. And this is the very first challenge an investor faces while deciding on where to put his/her hard earned money. It is a challenge because the objective of the investment is not simply to earn from the savings, but other

Published - February 14, 2018
DO-YOU-NEED-FINANCIAL-ADVISOR-BEFORE-INVESTING-IN-MUTUAL-FUNDS

Paying taxes is a civic duty. If you earn you should pay taxes. Filing an income tax return is an annual process. It is also a moral and social responsibility. As a responsible citizen of India, we must make voluntarily annual income tax payment. Why income tax return filing? The money which we pay as taxes

Published - August 2, 2018
Income tax return filing – a step by step guide

In the present time everyone is working hard to earn good amount of money. By doing this they want to secure their life in present time as well future time. To secure your life from any emergency situation you must develop the habit of saving at the early stage of life. Once you develop the

Published - August 13, 2016
10 Differences between PPF and FD

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