Learn how to link your mutual fund Investment to Aadhaar


Mutual fund investment is one of the popular investment vehicles for Indian retailers. And now Aadhaar is mandatory for buying and selling of stocks including mutual funds. It has been followed by a recent amendment in Prevention of Money Laundering Act (PMLA) Rules, 2017.

Registrar and Transfer (R & T) agent, CAMS (Computer Age Management Services) has launched an online facility to link your Mutual Fund Investments to Aadhaar. You can link you mutual funds investments with Aadhaar in the following ways.

Mutual fund folio link to your Aadhaar on CAMS

CAMS facilitates the process of linking your Aadhar information in mutual funds folios, which are serviced by CRAMS. CAMS provide the link in its portal for link Aadhaar to Mutual Funds folios Online.

Step 1

Visit CAMS Portal and click on the tab following link – https://adl.camsonline.com/

Step 2 

Put your PAN number in the box just after PAN number. It will lead you to a new window.

Step 3

Now enter you’re Aadhaar Number Name and Date of Birth and click on the Generate OTP

Step 4

Once you submit the generate OTP tab, then you will receive the OTP to your registered Email ID and mobile.

Step 5

Put the OTP in the space provided and submit.

Step 6

Once the above process is over, you will receive an acknowledgment message.

Step 7

And once the authentication is done you will receive an acknowledgment message from UDAI as well.

If you have any further question regarding the linking of your Aadhar with all your mutual funds’ folios you can read the FAQs on Aadhar linking process.

An alternative method to Link your mutual fund folio to your Aadhaar on CAMS

If you want to link your Aaadhar through physical mode, you can do so as well. Just download the form and mail it to the following address –

Computer Age Management Services Pvt. Ltd (CAMS)

Department – Aadhaar Linking Project

Rayala Towers, 158 Anna Salai

Chennai -600002

Alternatively, you can submit it to the nearest CRAMs center. You can locate the nearest center of CRAMs here.

Also, you have an option to email the scanned copy of the duly filled and signed the physical form to camsadlink@camsonline.com.

You can find all details about the process of linking your mutual funds’ folio if you invest as HUF here.

Link your mutual fund folio to your Aadhaar on Karvy

When you have some of your mutual funds’ folio maintained by Karvy, then also you need to link your Aadhar with them. Open the link and choose any one method to link your Aaadhar with Kary. First, you need to give your consent for linking your Aadhar with your mutual fund’s folios by checking the box for it. Here you have the option to link online or through SMS or through the email.


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